splurn blogPlain answers about credit card rewards, statement credits and perks.https://splurn.com/en-usWhich credit card should I use for groceries?https://splurn.com/blog/which-credit-card-should-i-use-for-groceries/https://splurn.com/blog/which-credit-card-should-i-use-for-groceries/The card with the highest grocery rate is only right if the store codes as a grocery store. Here is how to tell, what the common traps are, and how caps change the answer.Fri, 09 Oct 2026 00:00:00 GMTWhich cardGroceriesCategoriesHow to track credit card statement credits so none expirehttps://splurn.com/blog/how-to-track-credit-card-statement-credits/https://splurn.com/blog/how-to-track-credit-card-statement-credits/Monthly, quarterly, annual and anniversary-year credits all reset on different clocks. A system for tracking them, and the mistakes that cost people hundreds a year.Thu, 08 Oct 2026 00:00:00 GMTPerksStatement creditsTrackingThe monthly credit card credits people forget mosthttps://splurn.com/blog/credit-card-credits-that-expire-monthly/https://splurn.com/blog/credit-card-credits-that-expire-monthly/Monthly credits are small, frequent and easy to lose. Which kinds are most often wasted, why, and how to make using them automatic.Wed, 07 Oct 2026 00:00:00 GMTPerksStatement creditsMonthly creditsWhich credit card should I use at Costco?https://splurn.com/blog/which-card-to-use-at-costco/https://splurn.com/blog/which-card-to-use-at-costco/US Costco warehouses take Visa only, and the purchase codes as a wholesale club, not groceries. How that narrows the choice, and what changes online and at the gas pump.Tue, 06 Oct 2026 00:00:00 GMTWhich cardCostcoCategoriesIs it safe to connect my credit cards through Plaid?https://splurn.com/blog/is-plaid-safe-for-credit-cards/https://splurn.com/blog/is-plaid-safe-for-credit-cards/What Plaid is, what an app actually receives when you connect, what it cannot do, and the questions to ask before you link anything.Mon, 05 Oct 2026 00:00:00 GMTPrivacyPlaidAccountsRotating 5% categories: how to activate them and when they are worth ithttps://splurn.com/blog/how-to-activate-quarterly-bonus-categories/https://splurn.com/blog/how-to-activate-quarterly-bonus-categories/Cards with quarterly rotating categories pay nothing extra until you activate, and stop at a cap. How activation works, what the caps mean in dollars, and how to fit them into a wallet.Sun, 04 Oct 2026 00:00:00 GMTCategoriesRotating categoriesWhich cardHow to choose the bonus category on a card that lets you pickhttps://splurn.com/blog/how-to-choose-bonus-categories-on-credit-cards/https://splurn.com/blog/how-to-choose-bonus-categories-on-credit-cards/Some cards let you choose your own 3% or 5% category each month or quarter. A method for picking the one that pays most, and the mistake of leaving the default.Sat, 03 Oct 2026 00:00:00 GMTCategoriesSelectable categoriesWhich cardWhat is a credit card point worth? How to pick a number and use ithttps://splurn.com/blog/what-is-a-credit-card-point-worth/https://splurn.com/blog/what-is-a-credit-card-point-worth/Points cards and cash back cards cannot be compared until you decide what a point is worth to you. How to pick a defensible cents-per-point value and what changes when you do.Fri, 02 Oct 2026 00:00:00 GMTPointsValuationWhich card